Ximena Giraud, SCR

Senior Credit Risk Officer - Lead Treasury & Risk Specialist, Washington Dc

Inter-American Development Bank · Washington, District Of Columbia

Present

Oversee credit risk for a diverse portfolio of treasury issuers, ensuring alignment with institutional objectives and risk appetite. Drive the integration of ESG factors into credit assessments, embedding sustainability into core financial decision-making. Led the creation of a governance framework for insurance entities, enhancing regulatory compliance and institutional oversight. Designed and implemented innovative risk transfer mechanisms to bolster financial resilience across portfolios. Contributed to the development of the Subnational Lending Program w/o sovereign guarantee at the Inter-American Development Bank. Currently in charge of structuring and credit risk considerations of SNG lending operations.

Director, Senior Credit Officer, London Uk

Daiwa Capital Markets Europe Ltd · London, United Kingdom

Senior Credit Risk Officer with managerial responsibilities for the Credit Team. Policy writing: Netting policy, IRS policy among others. Counterparty Exposure: Design of PFE calculator, enhancement of credit engine, UAT tests. Products: Repo/Reverse repo agreements, Issuer risk, FX Derivatives, Ascots Entity type: Banks, Hedge Funds, Mutual Funds, Brokers and Broker-Dealers, Corporate issuers. Negotiation of ISDA/CSA, GMRA, GMSLA.

Associate Director - Senior Market Risk & Counterparty Exposure Risk Manager

Rabobank · London, Greater London, United Kingdom

FX Options & Commodities - market risk Multi asset class - counterparty exposure risk

Associate Director - Credit Officer, Global Financial Markets

Rabobank · London, Greater London, United Kingdom

• Manage portfolio of developed / emerging banks and NBFIs including French and Spanish asset managers, Supranationals, Corporates, and Sovereigns within an investment banking credit environment. • Write risk opinions in support of new / increase limits, optional termination events making particular emphases on the composition of the pool from the market risk point view. • Recommend transactions for approval principally derivative products. • Prepare credit applications of NBFIs (incl. entities in my portfolio; broker dealers and hedge of hedge funds) assigning appropriate internal credit ratings to counterparties, monitoring excesses and reviewing credit proposals, and ensuring approval is received within any transaction deadlines, or review dates. • Conduct due diligence visits to review operational risks within an organization. • Approve counterparty limits for trading on the basis that the terms, conditions, and spirit of the approval have been complied with, and that any exception…

Manager - Asset Liability Risk Management

Aviva · London, Greater London, United Kingdom

• Worked in the Asset Liability Management team focusing on financial risk management. • Responsible for organising and presenting at the ALCO credit committee. • Contributed to policy writing within the Risk Management department and the financial statements risk management section. • Worked at Group level, looking after positions that were at risk and suggesting possible solutions. • Interacted with the business units, legal and the finance department. • Line manager.

Nbfi Credit Analyst

Rabobank · London, Greater London, United Kingdom

• Analysed counterparty risk and prepared credit applications for existing and new NBFIs primarily based in the EMEA region • Determined risk appetite / limits for counterparties within the assigned portfolio.

Credit Analyst - Treasury

NM Rothschild · London, Greater London, United Kingdom

• Credit Analyst / Portfolio manager working alonside six traders • Responsible for a global portfolio of 250 plus names in a team of two. • Ongoing credit monitoring and timely completion of annual reviews and internal ratings on assigned portfolio. • Update of internal credit risk databases as well as global credit risk management limit to ensure that data integrity of assets is accurately maintained. • Responding promptly to dealer requests for trade approvals, and to Middle Office queries relating to the portfolio • Liaising with front office, Legal, Compliance and other internal departments, to ensure prompt and diligent attention to requests for new and increased limits for counterparties, new and amended documentation, and other changes. • Meeting with external counterparties, rating agencies, as part of our due diligence on transactions. • Investigation of excess utilisations against limits and other breaches and disputes, and maintaining departmental control functions as alloc…

Credit Analyst / Portfolio Manager

Lloyds Bank · London, Greater London, United Kingdom

• Sector specialist in the following industries: global financial institutions, consumer finance sector, mortgage sector including building societies, credit card sector, small sized investment banks, clearing houses, and fund management including pension funds. • Analysis of performance, efficiency, financing, liquidity, solvency, profitability and capital structure of both prospective and current client businesses. • Allocation of company credit ratings and Industry analysis to identify both key success factors and key risks in addition to covenant stressing. • Review of loan documentation and covenants, paying special attention to terms and conditions. • Production of credit proposals for senior sanctioners within tight deadlines. • Regularly present to Credit committee for levels above sanctioners authority