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Philipp Schaaf

Philipp Schaaf

COO @ re:cap | Scale-Up Operator | Board Member | Angel Investor | Advisory & Fractional Partner | Building a Strategic…

Munich, Bavaria, GermanyFinancial Services
Company
re:cap
Title
Chief Operating Officer (Coo)
Seniority
C Suite
Department
Master Operations
Location
Munich, Bavaria, Germany
Industry
Financial Services

About

I’m currently COO at re:cap, building the Capital Operating System for growth-stage companies. Prior to this, I helped scale multiple high-growth companies in fintech and SaaS (incl. Ratepay and XPay) to €1B+ valuations, serving as COO and board member. My strength lies in combining operational precision with strategic clarity, meaning I create the systems, teams, and leadership structures needed to scale sustainably, especially in regulated or high-trust environments. Alongside my current role, I’m building a strategic portfolio that blends: - Angel Investing: Backing early-stage teams with conviction and execution strength - Advisory & Fractional Roles: Helping founders prepare for growth, scale or fundraising through hands-on operating model design and strategic sparring - Board & Long-Term Partnerships: Contributing to startups and scale-ups in fintech, KYC, BNPL, and consumer finance, where governance and scalable execution matter I operate through my own holding structure and, wh…

Experience

Chief Operating Officer (Coo)

re:cap

Present

re:cap puts your numbers, runway, and capital needs in plain view – then backs you with funding.

Co-Founder

Emery & Partners · Metropolregion München

Present

At Emery & Partners, we aim to create consumer value through better customer experiences in regulated industries by integrating a network of industry experts and leading companies across the value chain. Our extensive expertise and 24/7 access to our knowledge base empower our clients to navigate these challenges effectively. Visit www.emeryandpartners.com to learn more or directly reach out to me.

Seed Investor

Tilta

Present

With Tilta’s modular plug & pay infrastructure you can piece together your white-labeled payment solution and help your B2B customers buy now and pay later.

Chief Operating Officer (Coo) | Executive Board Member / Vorstand

XPAY · München, Bayern, Deutschland

Our fintech platform gives brands the power to create their own customized payment card and loyalty reward program, enabling recurring monetization of customer engagement, redefining brand relevance and value in the purpose economy.

Chief Operating Officer (Coo) | Prokurist

Ratepay · Berlin, Deutschland

Director Operations

RatePAY GmbH · Berlin und Umgebung, Deutschland

The easiest way to generate new growth - make people happy in your online shop or marketplace with our smart buy-now-pay-later solutions and increase sales along the way.

Interim General Manager (China) for Hermes Nextec Llc

Otto Group · Shanghai City, China

Hermes Nextec China serves international brands in selling their merchandize online in China.

Head of Business & Strategy for Lascana China

Otto Group · Shanghai City, China

LASCANA is a lingerie & swimwear private label of the Otto Group and the group's first brand to enter the Chinese consumer market.

Strategy Consultant Corporate Strategy

Otto Group · Hamburg, Germany

The Otto Group is a privately owned group with 123 companies in more than 20 countries, organised in 3 business segments: Multichannel-Retail, Services and Financial Services. It operates the world's largest ecommerce business for apparel and homewear as well as the world's largest mail-order business in terms of revenue.

Intern Research Analyst

EAC · Munich, Germany

Olympic Games 2008 | Interpreter for Chinese

Deutscher Olympischer Sportbund · Beijing, China

Working Student Controlling

Robert Bosch GmbH · Stuttgart, Germany

Education

University of Tübingen

Dipl.-Kfm. (German MBA equivalent), Business Administration, Sinology

Renmin University of China

HSK Level 8, Chinese Language & Culture Studies

Universität Trier

Summer program Chinese, Studienstiftung des deutschen Volkes

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