Kshema General Insurance Limited
Digitally Powered General Insurer, Focused on the Rural Sector. Our mission is to enable resilience among cultivators across the country, from income shocks due to extreme climate events and other vagaries, with insurance. Our proprietary location-aware platform assesses and prices risk adequately, allowing us to address pre-harvest risks at a farm level. Developed in partnership with leading global experts in Spatial data sciences, actuaries, financial engineers and remote sensing experts among others, the platform allows us to draw evidence-based results to expand the scope of our services beyond traditional risk analysis. • A D2C rural insurance company with an emphasis on creating products for cultivators. • Creating insurance solutions, through geo-tagging for many location-specific pre-harvest risks faced by cultivators. • We aim to incentivize sustainable cultivation practices contributing to a ‘Net Zero Emissions Planet’ and Sustainable development Goals in the future. • A well…
Overview
Kshema General Insurance Limited specializes in providing customized insurance solutions for the agriculture and food sectors in India. With a focus on serving farmers and cultivators, Kshema offers products designed to protect against financial losses due to natural perils. The company's mission is to foster resilience among its clientele, ensuring that the backbone of the country's food supply is secured against unforeseen events. Kshema operates digitally, making insurance more accessible to its target demographic. It stands as a dedicated ally to those who cultivate the land, aiming to safeguard their livelihoods and contribute to the stability of the agriculture industry.
Tech Stack
Funding History
Venture Round
$19.8M
Nov 2025
Green Climate Fund